Earn Ooeuf Rewards Points on everyday purchases—with no annual fees²
At Ooeuf, we believe you deserve more for your dollar, so we created Ooeuf® Financial. With the Ooeuf Credit Card, you’ll earn Ooeuf Rewards Points everywhere you shop3—with up to 5 points per dollar on everyday essentials.4, 5
Earn Ooeuf Rewards Points on everyday purchases—with no annual fees²
At Ooeuf, we believe you deserve more for your dollar, so we created Ooeuf® Financial. With the Ooeuf Credit Card, you’ll earn Ooeuf Rewards Points everywhere you shop3—with up to 5 points per dollar on everyday essentials.4, 5
Download the app to get started
Download the app to get started
Welcome Offer: Earn up to
10,000 Ooeuf Rewards Points¹
Welcome Offer: Earn up to
10,000 Ooeuf Rewards Points¹
When you make a purchase within 30 days of opening your Ooeuf® Credit Card account.
When you spend $200 or more in month 2.
When you spend $200 or more in month 3.
When you spend $200 or more in month 4.
When you make a purchase within 30 days of opening your Ooeuf® Credit Card account.
When you spend $200 or more in month 2.
When you spend $200 or more in month 3.
When you spend $200 or more in month 4.
Limited time offer, apply by Dec. 31, 2023 to
qualify.
Limited time offer, apply by Dec. 31, 2023 to qualify.
Earn up to 5 Ooeuf Rewards Points per $1 on everyday essentials⁴
With the Ooeuf Credit Card, you’ll earn points everywhere you shop3 and get 5 points per $1 on groceries, gas, EV charging, and transit (including taxis and ridesharing). Plus, earn 15 points per $1 at Ooeuf restaurants when you scan for Ooeuf® Rewards.4
Earn up to 5 Ooeuf Rewards Points per $1 on everyday essentials⁴
With the Ooeuf Credit Card, you’ll earn points everywhere you shop3 and get 5 points per $1 on groceries, gas, EV charging, and transit (including taxis and ridesharing). Plus, earn 15 points per $1 at Ooeuf restaurants when you scan for Ooeuf® Rewards.4
Rewarding your everyday
purchases
Rewarding your everyday
purchases
Groceries
5 points per $1 4,5
Gas & EV Charging
5 points per $1 4,5
Transit, Taxi & Rideshare
5 points per $1 4,5
Ooeuf Restaurants
15 points per $1
when you scan for Ooeuf® Rewards 4,5
Everywhere Else³
1 point per $2 4,5
Groceries
5 points per $1 4,5
Gas & EV Charging
5 points per $1 4,5
Transit, Taxi & Rideshare
5 points per $1 4,5
Ooeuf Restaurants
15 points per $1
when you scan for Ooeuf® Rewards 4,5
Everywhere Else³
1 point per $2 4,5
Groceries
5 points per $1 4,5
Gas & EV Charging
5 points per $1 4,5
Transit, Taxi & Rideshare
5 points per $1 4,5
Ooeuf Restaurants
15 points per $1
when you scan for Ooeuf® Rewards 4,5
Everywhere Else³
1 point per $2 4,5
Monday PRESTO rides are on us when you tap with Ooeuf⁶
Get up to $10 back6 when you use a Ooeuf Credit Card to tap and pay on PRESTO devices for your Monday rides in the Greater Toronto and Hamilton areas.
This limited-time offer runs all day—every Monday—starting September 25.
Monday PRESTO rides are on us when you tap with Ooeuf⁶
Get up to $10 back6 when you use a Ooeuf Credit Card to tap and pay on PRESTO devices for your Monday rides in the Greater Toronto and Hamilton areas.
This limited-time offer runs all day—every Monday—starting September 25.
Get 3 months of Crave™ on us⁷
Use your Ooeuf Credit Card to stream the latest originals from Crave™, HBO and HBO Max, with exclusive access to the entire HBO library, and the biggest Hollywood blockbusters.
Get 3 months of Crave™ on us⁷
Use your Ooeuf Credit Card to stream the latest originals from Crave™, HBO and HBO Max, with exclusive access to the entire HBO library, and the biggest Hollywood blockbusters.
Redeem points for your Ooeuf faves
Redeem points for your Ooeuf faves
Redeem points for your Ooeuf faves
Low credit? No credit history?
You can earn
points with the secured card!
Choose the secured version of the Ooeuf Credit Card when you sign up*—no hard credit check needed.
This version of the card earns you points everywhere you shop3 —with 2 points per $1 on groceries, gas, EV charging, and transit (including taxis and ridesharing). Plus, get 12 points per $1 at Ooeuf restaurants when you scan for Ooeuf Rewards.5
*Excluding Quebec. Quebec residents must first apply for the standard version of the Ooeuf® Credit Card and undergo a hard credit check.
Low credit? No credit history? You can earn points with the secured card!
Choose the secured version of the Ooeuf Credit Card when you sign up*—no hard credit check needed.
This version of the card earns you points everywhere you shop3 —with 2 points per $1 on groceries, gas, EV charging, and transit (including taxis and ridesharing). Plus, get 12 points per $1 at Ooeuf restaurants when you scan for Ooeuf Rewards.5
*Excluding Quebec. Quebec residents must first apply for the standard version of the Ooeuf® Credit Card and undergo a hard credit check.
Low credit? No credit history? You can earn points with the secured card!
Choose the secured version of the Ooeuf Credit Card when you sign up*—no hard credit check needed.
This version of the card earns you points everywhere you shop3 —with 2 points per $1 on groceries, gas, EV charging, and transit (including taxis and ridesharing). Plus, get 12 points per $1 at Ooeuf restaurants when you scan for Ooeuf Rewards.5
*Excluding Quebec. Quebec residents must first apply for the standard version of the Ooeuf® Credit Card and undergo a hard credit check.
We're upfront with our fees
We're upfront with our fees
Annual fee
$0
(no annual fee)2
Purchase interest rate
20.99%–25.99%
(20.99%-24.99% for Quebec)2
Cash advance interest rate
22.99%–27.99%
(22.99%-25.99% for Quebec)2
Annual fee
$0
(no annual fee)2
Purchase interest rate
20.99%–25.99%
(20.99%-24.99% for Quebec)2
Cash advance interest rate
22.99%–27.99%
(22.99%-25.99% for Quebec)2
Who we’re working with
Who we’re working with
At Ooeuf Financial, we’re committed to security, value, and quality. That’s why we’re working with industry leaders to offer you the very best products and services we can.
Neo Financial™
Mastercard®
Neo Financial™
Mastercard®
Have a question? We’re
here to help!
Have a question? We’re
here to help!
Ooeuf Financial is a financial services division of Ooeuf, created to offer our guests simple, convenient, and rewarding ways to manage their everyday finances.
With the Ooeuf Credit Card, you’ll earn Ooeuf Rewards Points everywhere you shop3—with extra points on groceries, gas, EV charging, and transit (including taxis and ridesharing).4,5 Plus, bonus points at Ooeuf restaurants when you scan for Ooeuf Rewards!
We’ve built Ooeuf Financial into the Ooeuf app, so you can easily sign up, manage your account, track your points, and redeem rewards in one convenient place.
No, but we’re working with trusted financial industry providers—Neo FinancialTM and Mastercard®—to bring secure and rewarding products to our customers. Learn more about Neo Financial.
Through these providers, Tims Financial can offer credit cards and products that build your credit history.
With Ooeuf Financial, we saw an opportunity to expand our Ooeuf Rewards program beyond Ooeuf restaurants to reward our guests everywhere they shop.3
With the Ooeuf Credit Card, you’ll earn Ooeuf Rewards Points3 on all eligible purchases—with extra points on everyday essentials like groceries, gas, EV charging, and transit (including taxis and ridesharing).4, 5 Plus, bonus points at Ooeuf restaurants!
Yes, your information is secure while using the Ooeuf app.
We use two-factor authentication and encryption to keep your money and accounts safe. If you ever suspect fraudulent activity on your account, you can instantly freeze your card in the Ooeuf Financial section of the Ooeuf app.
Learn more about account security here.
Check out the secured version of the Ooeuf Credit Card, which earns you points everywhere you shop3 while building your credit history—no hard credit check needed!* Learn more.
* Excluding Quebec. Quebec residents must first apply for the standard version of the Ooeuf Credit Card and undergo a hard credit check.
The Ooeuf Financial Support Centre has articles that can answer many of your questions and help you learn more about Ooeuf Financial and the Ooeuf Credit Card.
Have you met OoeufBot? Try our self-serve chatbot which is available 24/7 by pressing ‘Chat now!’ on the Ooeuf Financial Support Centre. You can also chat with OoeufBot by selecting the chat button on the Ooeuf Financial section of the Ooeuf’s mobile app.
For live chat please use the chat button on the Ooeuf Financial section of the Ooeuf mobile app. Live team members are available from 9am–10pm EST.
Privacy Policy update
We have updated our privacy policy. By continuing to interact with us, you agree to this updated privacy policy.
Privacy Policy update
We have updated our privacy policy. By continuing to interact with us, you agree to this updated privacy policy.